Settle Down links your family's accounts, sorts every purchase into buckets, and tells you where you stand the moment you spend. No spreadsheets, no end-of-month surprises.
Be first in line for the beta. One email when it's ready, nothing else.
What it does
Most budgeting apps tell you what went wrong last month. Settle Down tells you while there's still time to do something about it.
Buckets and alerts
Every card swipe lands in a bucket like Groceries, Dining Out or Gas, and your phone tells you right away how much of that bucket is left.
Trends and projections
Settle Down compares this month to last, then runs your spending forward to show where you're likely to land, with an honest range instead of a single guess.
SettleDown, your money assistant
"How can I cut back this month?" "What did we spend at Target since summer?" SettleDown answers from your real numbers, in plain English, with the math to back it up.
Savings goals
Set aside money for the emergency fund, the vacation or the holidays in their own envelopes, separate from everyday spending. If a bucket runs over, you'll see exactly which goal it's coming out of.
And a few things you'll love
A Target run is groceries, household and a birthday gift. Snap the receipt and each line goes to the right bucket.
Invite your partner. Each of you links your own banks, and you both see the same buckets and goals.
Settle Down finds what renews each month. Tap Cancel and SettleDown works through the cancel page while you sign in and approve the final click.
Recurring bills are spotted automatically and forecast ahead, so you know what's still coming this month.
See which days, stores and habits drive your spending, with lumpy one-off months kept out of the averages.
Filter activity by month, bucket or store and see the total for exactly what you're looking at.
Privacy and security
We built Settle Down for our own family first, so we hold it to the standard we'd want. Read the details in our privacy policy.
You sign in to your bank inside Plaid. We get read-only access to balances and transactions, and nothing that can move money.
We don't sell your data or use it for advertising. Ever.
Data is encrypted in transit and at rest, and protected by two-step sign-in.
Unlink a bank or delete your account from Settings, and your data is gone within 30 days.
Our mission
Settle Down does that. One plan covers your whole household with every feature included. No tiers, no upsells.
$5.99 / month
Cancel anytime.
$49.99 / year
About $4.17 a month.
We're putting the finishing touches on the iPhone app. Join the waitlist and we'll let you know the moment the beta opens.
One email when it's ready. Nothing else.
